Legal Terms Around Your Account
Our Legal terms describe the conditions for opening, using and closing an account with sky123. We may ask for a clear phone verification step before account access, and we use account details to check wallet activity, payment records and security events. Access depends on local law,
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so availability can differ by Indonesian region and account status. When you use DANA, OVO, GoPay or QRIS, the relevant payment reference may be kept with your account record so we can trace a receipt or status question. Bank transfer and virtual account records can be
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matched in the same way, including references connected with BCA, BRI, Mandiri or BNI. Our Legal wording also explains conduct restrictions, account suspension conditions, data requests and the route for raising a policy question. Read the terms before opening an account and return to this page
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when you need the current policy wording.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.